Credit card cancellation letter samples [2024]

A credit card cancellation letter is a written request to your credit card issuer, asking them to close or cancel your credit card account.

In the letter, you typically provide your account information, explain the reason for canceling the card, and formally request that the issuer close the account and stop any further charges or transactions.

It’s a way to officially end the relationship with the credit card company and prevent any future card use.

Have you ever found yourself with a credit card that no longer suits your financial needs or lifestyle?

Perhaps you’ve secured a better deal with a different card, want to simplify your financial accounts, or simply want to bid farewell to credit card debts altogether.

Whatever your reasons may be, successfully closing a credit card account starts with crafting the perfect credit card cancellation letter.

I’m not just someone who has written about credit card cancellation letters; I’ve successfully crafted them, navigated the process, and emerged on the other side with a sense of control and financial freedom.

Before going further, I think it’s better to inform you that, I have a full guide that teaches everything you need to know about cancellation letters. You can read that guide here.

Today I will only focus on giving you a template and sample letter to help you write your letter to cancel your Credit card effectively.

Let’s get started

Credit card cancellation letter [template]

[Your Name]
[Your Address]
[City, State, Zip Code]
[Your Email Address]
[Your Phone Number]
[Date]

[Credit Card Company Name]
[Customer Service Address]
[City, State, Zip Code]

I am writing to formally request the cancellation and closure of my credit card account with [Credit Card Company Name]. The details of my account are as follows:

Full Name: [Your Full Name]
Account Number: [Your Account Number]
Card Number: [Your Credit Card Number]
Date of Birth: [Your Date of Birth]
I have been a loyal customer of [Credit Card Company Name] for [Number of Years/Months], and I have appreciated the services provided during this time. However, due to recent changes in my financial situation and personal preferences, I have decided that it is in my best interest to close this credit card account.

Please take note of the following important points:

I request the closure of my credit card account effective [Specify Date, typically 30 days from the date of the letter to allow for pending transactions].

I will ensure that my outstanding balance is paid in full before the closure date. If there are any pending charges or transactions, please inform me promptly so that I can settle them.

I kindly request written confirmation of the account closure, including a zero balance statement, to be sent to my address [Your Address] after the closure has been processed.

Please cease all further transactions on this account immediately and disable the credit card for security purposes.

If there are any additional steps or requirements necessary for the account closure, please inform me at your earliest convenience.

I would like to express my gratitude for the support and services I have received from [Credit Card Company Name] during my time as a cardholder. Your assistance in processing this cancellation request promptly and efficiently would be greatly appreciated.

If you have any questions or need further information from me to facilitate this process, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address].

Thank you for your prompt attention to this matter. I look forward to receiving confirmation of the account closure.

Sincerely,

[Your Signature – if sending a physical letter]

[Your Full Name]

Read also:

• Gym membership cancellation letter
• Insurance cancellation letter
• LegalShield Cancellation letter
• Visa Cancelation letter

Credit card cancellation letter sample

John Smith
123 Main Street
Anytown, CA 12345
john.smith@email.com
(555) 123-4567
September 15, 20..

ABC Bank
Credit Card Services
456 Financial Avenue
Metropolis, CA 67890

Dear Sir/Madam,

I am writing to formally request the cancellation and closure of my credit card account with ABC Bank. The details of my account are as follows:

Full Name: John Smith
Account Number: 1234567890
Card Number: 1234-5678-9876-5432
Date of Birth: January 1, 1980
I have been a loyal customer of ABC Bank for five years, and I have appreciated the services provided during this time. However, due to recent changes in my financial situation and personal preferences, I have decided that it is in my best interest to close this credit card account.

Please take note of the following important points:

1. I request the closure of my credit card account effective October 15, 20.., to allow for any pending transactions and ensure a zero balance.
2. I will ensure that my outstanding balance is paid in full before the closure date. If there are any pending charges or transactions, please inform me promptly so that I can settle them.
3. I kindly request written confirmation of the account closure, including a zero balance statement, to be sent to my address at 123 Main Street, Anytown, CA 12345, after the closure has been processed.
4. Please cease all further transactions on this account immediately and disable the credit card for security purposes.

If there are any additional steps or requirements necessary for the account closure, please inform me at your earliest convenience.

I would like to express my gratitude for the support and services I have received from ABC Bank during my time as a cardholder. Your assistance in processing this cancellation request promptly and efficiently would be greatly appreciated.

If you have any questions or need further information from me to facilitate this process, please do not hesitate to contact me at (555) 123-4567 or john.smith@email.com.

Thank you for your prompt attention to this matter. I look forward to receiving confirmation of the account closure.

Sincerely,

[Your Signature – if sending a physical letter]

John Smith

Credit card cancellation letter pdf

Credit card cancellation letter due to death

[Credit Card Company Name]
[Customer Service Address]
[City, State, Zip Code]

I am writing to inform you about the unfortunate passing of my [relationship to the deceased], [Deceased’s Full Name], who held a credit card account with your institution. The details of the account are as follows:

Full Name of the Deceased: [Deceased’s Full Name]
Account Number: [Deceased’s Account Number]
Card Number: [Deceased’s Credit Card Number]
Date of Birth of the Deceased: [Deceased’s Date of Birth]
Date of Death: [Date of Death]

I am the executor of [Deceased’s Full Name]’s estate, and I am writing on behalf of the estate to request the closure of the credit card account in light of this unfortunate event.

Please take note of the following important points:

1. I request the immediate closure of the credit card account effective [Date of Death] to prevent any further usage or transactions on the account.
2. I understand that there may be outstanding balances on the account. I am committed to settling any outstanding debts on behalf of the estate in a timely manner. Please provide a final statement of the account, including any pending charges or transactions, so that I can address them accordingly.
3. I kindly request written confirmation of the account closure and a statement indicating a zero balance to be sent to the estate’s address:

[Executor’s Address]
[City, State, Zip Code]

Please cease all further transactions on this account immediately and disable the credit card for security purposes.

If there are any additional steps or documentation required for processing this request, please inform me at your earliest convenience.

I appreciate your understanding and assistance during this difficult time. It is essential that we handle this matter promptly to ensure the estate’s affairs are managed appropriately.

If you have any questions or need further information from me to facilitate this process, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address].

Thank you for your prompt attention to this matter. I look forward to receiving confirmation of the account closure and the final statement.

Sincerely,

[Your Signature – if sending a physical letter]
[Your Full Name]
[Executor of the Estate of [Deceased’s Full Name]]

Corporate credit card cancellation letter

[Credit Card Issuing Bank’s Name]
[Customer Service Address]
[City, State, Zip Code]

RE: Cancellation of Corporate Credit Card for [Employee’s Full Name]

I am writing on behalf of [Your Company’s Name] to formally request the cancellation and closure of a corporate credit card issued to our employee, [Employee’s Full Name], who held the position of [Employee’s Position] in our organization. The details of the corporate credit card account are as follows:

• Employee’s Full Name: [Employee’s Full Name]
• Employee’s Position: [Employee’s Position]
• Corporate Credit Card Account Number: [Credit Card Account Number]
• Date of Issuance: [Date of Issuance]

Due to a change in [Employee’s Full Name]’s employment status with [Your Company’s Name], we are requesting the immediate cancellation of the corporate credit card associated with their position.

Please take note of the following important points:

1. We request the closure of the corporate credit card account effective immediately to prevent any further usage or transactions on the card.
2. Any outstanding balances or charges on the corporate credit card will be settled in accordance with our company’s policies and procedures.
3. We kindly request written confirmation of the account closure and a statement indicating a zero balance to be sent to [Your Company’s Address].
4. Please ensure that all transactions on this corporate credit card are stopped immediately, and the card is disabled for security purposes.
5. If there are any additional steps or documentation required for processing this request, please inform us at your earliest convenience.

We appreciate your prompt attention to this matter as we strive to maintain the integrity of our corporate financial accounts. Please do not hesitate to contact our financial department at [Your Company’s Contact Information] for any further clarifications or if you require additional information to process this cancellation request.

Thank you for your cooperation in handling this matter efficiently.

Sincerely,

[Your Name]
[Your Title]
[Your Company’s Name]
[Contact Information – Email and Phone Number]

FAQs about credit card cancellation letter