Letter to an insurance company for claim settlement 2022 (guide + free 3 samples)

This post covers a sample letter to an insurance company for claim settlement.

Writing a strong letter to an insurance company for claim settlement is a huge responsibility, therefore having sample letters will help make the process go more smoothly and effectively.

Here you will find various sample letters to the insurance companies for claim settlement.

The best part?

These samples are in a general format so you can use them in any insurance claim settlement.

Before we proceed, the following is what you will learn here;

  • What is Letter to an insurance company for claim settlement?
  • How to write a letter to an insurance company for a claim settlement
  • What Should an Insurance Claim Settlement Letter contain?
  • Letter to insurance company template
  • Sample letter to an insurance company for claim settlement
  • letter to insurance company for a damage claim
  • etc.

Let’s get started

What is Letter to insurance company for claim settlement?

A letter to an insurance company for claim settlement is a brief statement of facts written by an insurance policyholder to the insurance company in order to make a claim for damages covered by the policy.

Letter to the insurance company for claim settlement can be used in any insurance claim, whether it’s for a house, automobile, fire, medical, life insurance, or death.

How to write a letter to an insurance company for a claim settlement

Write your letter in a business letter format, starting with your address, date, and insurance company address. Open your letter by introducing yourself and stating the purpose of your letter plus the number of your insurance policy, proceed by providing the details about the incident and the settlement you seek, and close your letter by stating your expectations and providing contact details.

To write it effectively, your insurance claim settlement letter must contain

  • Your name and address
  • Date of the letter
  • Insurer Name and address
  • Insurance policy number
  • Date of Incident
  • Description of the incident
  • Damage suffered
  • Amount of settlement claimed
  • Your Contact details
  • DocumentationMedical bills
  • Police reports
  • Photographs/ videos of the damage/scene
  •  Witness statements
  • etc.

Letter to insurance company

[Your Name]
[Your Adress]
[City, State, Zip Code]
[Phone]
[email]

[DATE]

[Name of the insurance Co.]
[address]
[City, State, Zip Code]

Re: Claim Number………….
Name of Insured:…………….
Date of Incident……………
Reception of property…………/ Adress of property
Policy Number……………

Dear [contact person’s last name]

I’m writing this letter to request reimbursement for my [name and description of the property or incident]

That my [ name of the property/incident] [ provide Details of the incident, evidence, pain suffered, damages, etc]

I really anticipate hearing from you shortly.

I’ve attached photos of the incident, as well as other papers supporting my allegation, to my letter.

I’d like this problem resolved as soon as possible. [mobile] is my cell phone number, and my email address is [email]. You may contact me at any moment. I’m expecting to hear from you soon.

Sincerely

[signature]

[Your name]

Sample letter to an insurance company for claim settlement

letter to an insurance company for claim settlement, sample letter to an insurance company for claim settlement, letter to insurance company for damage claim, letter to insurance company for claim

[Your Name]
[Your Adress]
[City, State, Zip Code]
[Phone]
[email]

[DATE]

[Name of the insurance Co.]
[address]
[City, State, Zip Code]

Re: Claim Number XX-654123B
Insured: Bob Bush DOB 01/01/1990
Claimant: Jane Smith, DOB 01/01/1993
Date of Accident: 01/01/2020

Dear [contact person’s last name]

When your insured, Bob Bush, caused a catastrophic car accident on January 1, 2030, I suffered serious and critical injuries. Because your insured failed to stop in time, he collided with my vehicle from behind, propelling it into a busy intersection.

I was halted at the junction of Murray and 34th Street on January 1, 2030,, with the intention of driving north toward Rose’s Liquor Store, but the signal was red. Your insured, Bob Bush, knocked my car from behind with such force that it was forced into a busy intersection. While I was fortunate not to be hit by another vehicle, the severe push propelled my vehicle into a 3-foot-tall median, where both the median and a light post fell and damaged my car.

Your insured was driving too quickly to stop in a timely and safe manner, resulting in this serious accident. This accident may have been averted if the insured had been driving at the proper speed limit of 30 MPH.

(The significant damage to my vehicle and myself may be seen in the attached photos.)

I was hurried to the hospital, where I required emergency surgery to amputate my foot. My right foot was ripped to bits and crushed beyond repair as a result of the collision. Imagine my horror when I awoke to the awful sight of one of my feet missing. I’ve been undergoing physical and mental therapy since then.

Other wounds on my head, limbs, and back need my attention (please see attached pictures). I have yet to return to work, and I will be unable to do so until I am no longer on pain medication and require less physical therapy (currently doing 3 hours of rehabilitation each day and 45m of mental therapy).

While multiple medical specialists and doctors have told me that my situation has stabilized, I have endured great pain and suffering and will continue to do so for many years. To help smooth and expedite my settlement claim, I would like you to review the information I have supplied below, as well as the documents attached.

A summary of the damages to date can be seen below.

  • Ambulance $_____
  • Clinic attenence $_____
  • Medication $_____
  • Pain and suffering $_____
  • Wage lost $_____

Total damages $_______

Your insured’s negligence has permanently altered my life, and they are to blame for my injuries, anguish, and suffering. I hereby file a claim for $________ for my injuries, loss, pain, and suffering as a result of the accident caused by your insured

Please accept my sincere gratitude for your time and consideration of the aforementioned claim. Please do not hesitate to contact me if you have any questions or require extra information.

Sincerely

[signature]

[Your name]

letter to insurance company for damage claim

[Your Name]
[Your Adress]
[City, State, Zip Code]

[DATE]

[Name of the insurance Co.]
[address]
[City, State, Zip Code]

Dear [contact person last name] or To whom it may concern

Re: Claim for settlement for car loss

The purpose of this letter is to request reimbursement for my car, Cargo,  black, chassis No. 1234256 plate No. ABC223 was destroyed by fire on 01/03/2030 at Downtown Road, Hope town, and was insured by you under insurance policy No. 0001.

The fire happened while I was driving the car. It was caused by an engine malfunction that was beyond my control and I took all necessary efforts to fight the fire including taking a fire extinguisher, unfortunately, the fire was beyond my effort.

According to our insurance contract, I understand that you hold full responsibility to replace the car.

With this letter, I attach the images of the incident as well as additional documents supporting my claim.

I’d like to have this issue rectified as soon as possible. My cell phone number is 100-200-1000, and my email address is myemail@email.com. Reach me anytime. I anticipate hearing from you shortly.

Sincerely

[signature]

[Your name]

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Isack Kimaro
Isack Kimaro

Editor-in-chief and founder of sherianajamii.com. Holder of Bachelor of Laws (LL.B) and Post Graduate Diploma in Legal Practice. Lawyer by profession and blogger by passion